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INVESTORS OVERVIEW

Al Ibri Investment LLC maintains long-term corporate credit ratings of Aa3/AA/AA from Moody’s, Fitch Ratings, and Standard & Poor’s, respectively, reflecting our commitment to financial discipline, transparency, accountability, and sound corporate governance. Supported by the continued commitment of our shareholders, we pursued disciplined investment strategies focused on responsible capital deployment and sustainable financial returns. Since establishing our first Global Medium Term Note program in 2009, we have maintained access to international capital markets alongside long-standing relationships with more than 120 domestic and international banking institutions.

FINANCIAL INFORMATION AND REPORTS

Al Ibri Investment LLC’s financial reporting reflects our commitment to transparency, accountability, and responsible corporate governance.

Financial statements and relevant investor information are made available in accordance with applicable reporting requirements, complemented by semi-annual investor conference calls and ongoing communication with our stakeholders.

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INVESTORS

COMMERCIAL PAPER PROGRAMME

Al Ibri Investment LLC’s ECP program carries ratings of Prime-1, A-1+, and F1+ from Moody’s, Standard & Poor's, and Fitch Ratings, respectively, consistent with the corresponding short-term issuer ratings.

Notes issued under the program are fully and irrevocably guaranteed by Al Ibri Investment LLC and supported by dedicated liquidity arrangements designed to provide appropriate coverage for program issuance.

The information presented in relation to the ECP program is provided for informational purposes and does not constitute an offer to sell or a solicitation to purchase securities in the United States or any other jurisdiction. Securities may only be offered or sold in accordance with applicable securities laws, registration requirements, and available exemptions.

CREDIT RATINGS

Al Ibri Investment LLC’s independent credit ratings provide an external assessment of the company’s credit quality and financial standing. The company maintains

long-term ratings of Aa2/AA/AA and short-term ratings of Prime-1/A-1+/F1+ from Moody’s, Standard & Poor's, and Fitch Ratings, respectively.

These ratings reflect the underlying quality of the company’s investment holdings, financial position, and the continuing support of its shareholder.

GMTN BOND PROGRAMME

The Global Medium Term Note Programme provides Al Ibri Investment LLC with a framework for accessing international debt capital markets in accordance with the terms, conditions, and regulatory requirements applicable to each issuance.

The programme’s base prospectus and any applicable supplements are made.

available only to eligible persons in jurisdictions where access to such materials is permitted.

Nothing contained within these materials constitutes an offer to sell or solicitation to purchase securities in the United States or in any jurisdiction where such an offer or solicitation would be prohibited. Any offering or sale of securities remains subject to applicable securities laws, registration requirements, exemptions, and relevant offering documentation.